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While all attempts are made to ensure that information posted on this blog is accurate, but it may still have possibility of error / mis-interpretation. All explanation here are based on my understanding and based on the facts as it stands on the day of writing a particular post.

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This policy is effective as of 1 September 2020.

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Growth Calculation with negative numbers

Once in a while, you face a situation wherein growth % is to be calculated – where one of the number is negative. Here’s quick approach and my thoughts. Ideal approach used to calculate the growth is  Approach 1: (Current Number / Old Number) -1 Few people follow the approach of differential, like Approach 2: (Current Number – Old Number) / Old Number Both are good to use as long as both the numbers are positive. Let’s take a quick example:  Scenario 1:  Say Previous quarter profit was at 100 and current quarter profit is at 120 – growth in profit would be calculated at 20% using either of the formula. Approach 1: (Current Number / Old Number) -1 = (120 / 100) -1 = 0.2 or 20% Approach 2: (Current Number – Old Number) / Old Number = (120 – 100)/100 = 0.2 or 20% Scenario 2: Assume that current quarter there is a loss of 20 and previous quarter was profit of 100, in this case outcome would be as follows: Approach 1: (Current Number / Old Number) -1 = (-20 / 100) -1 = -1.2 or -120% Appro
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The Fisher-Graham Investing Debate: Quality vs. Value

Warren Buffet's comment about his investment strategy is one that most people involved in the stock market have read at least once... "I’m 15 percent Fisher and 85 percent Benjamin Graham". Here's an attempt to help newcomers grasp what's being said. Philip Fisher approach was qualitative understanding of the business and it's management while Ben Graham taught quantitative understanding of price and value. Qualitative Understanding of the Business and its Management (Philip Fisher's Approach): Business Analysis: This involves thoroughly researching and understanding the company's core business operations. Philip Fisher emphasized the importance of gaining insights into how a company operates, its industry dynamics, competitive advantages, and growth prospects. Management Assessment: Fisher believed that the quality of a company's management team was crucial to its long-term success. Investors should evaluate the competence, integrity, and visi
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Decoding Technical Recessions: What They Mean for the Economy in Simple Terms

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